H3P is a system supported on a cryptographic platform that offers an ambit of intuitive personalisation for the generation of data prior to the recording of the EMV cards  
 
Within the EMV environment, H3P allows the generation of static (SDA), dynamic (DDA) or Money Cards. In addition to these, it can also generate a combination of any of the previous with non-strictly banking applications (MULTIAPPLICATION).

H3P includes all of the processes necessary for the personalisation of EMV cards, including the management and request for of issuers’ certificates from Visa and MasterCard.

The system automates all of the processes of collection and generation of data without the need for manual intervention, facilitating the generation of the complete register for recording, with no need to modify the existing applications of magnetic strip cards.

The system consists of two nuclei:

-H3P Desktop for the administration, customization, definition of profiles and user control.

-H3P Engine automatically processes input data entry by using a complete queue management system.

H3P provides a high speed process and the highest throughput on the market of systems of personalisation of EMV cards